:root{
  --navy:#0f2238; --navy2:#16314f; --garnet:#9b1c2e; --garnet-d:#7c1624;
  --gold:#e0a800; --green:#25d366; --green-d:#1da851;
  --ink:#1c2733; --muted:#5b6b7b; --line:#e6ebf1; --bg:#f6f8fb; --white:#fff;
  --radius:16px; --shadow:0 10px 30px rgba(15,34,56,.10);
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:-apple-system,"Segoe UI",Roboto,Arial,sans-serif;color:var(--ink);background:var(--bg);line-height:1.55}
img{max-width:100%;display:block}
a{color:inherit;text-decoration:none}
.wrap{max-width:1120px;margin:0 auto;padding:0 18px}
.btn{display:inline-flex;align-items:center;gap:9px;border:0;border-radius:999px;padding:14px 26px;font-size:1rem;font-weight:700;cursor:pointer;transition:.15s}
.btn svg{width:19px;height:19px;flex:0 0 auto}
.btn-main{background:var(--garnet);color:#fff}
.btn-main:hover{background:var(--garnet-d)}
.btn-wa{background:var(--green);color:#fff}
.btn-wa:hover{background:var(--green-d)}
section{padding:54px 0}
h2{font-size:1.7rem;line-height:1.2;margin-bottom:8px;color:var(--navy)}
.center{text-align:center}
.sub{color:var(--muted);max-width:660px;margin:0 auto 30px}
.ic{width:26px;height:26px;stroke:currentColor;fill:none;stroke-width:1.8;stroke-linecap:round;stroke-linejoin:round}

header{position:sticky;top:0;z-index:50;background:#fff;border-bottom:1px solid var(--line);box-shadow:0 2px 10px rgba(15,34,56,.04)}
.bar{display:flex;align-items:center;justify-content:space-between;height:72px}
.brand{display:flex;align-items:center;gap:11px}
.brand .logo-svg{height:48px;width:auto}
.brand .bt{font-weight:800;font-size:1.1rem;color:var(--navy);line-height:1}
.brand .bt b{color:var(--garnet)}
nav.menu a{margin:0 12px;font-weight:600;color:var(--navy)}
nav.menu a:hover{color:var(--garnet)}
.hdr-cta{display:flex;align-items:center;gap:12px}
.hdr-cta .tel{display:flex;align-items:center;gap:6px;font-weight:800;color:var(--navy);white-space:nowrap}
.hdr-cta .tel svg{width:18px;height:18px;stroke:var(--garnet)}
.burger{display:none;background:none;border:0;color:var(--navy);cursor:pointer}
.burger svg{width:30px;height:30px;stroke:var(--navy);stroke-width:2}
.mobnav{display:none;background:#fff;border-bottom:1px solid var(--line);padding:8px 18px 16px}
.mobnav a{display:block;padding:12px 4px;border-bottom:1px solid var(--line);color:var(--navy);font-weight:600}

.shero{background:linear-gradient(135deg,var(--navy),var(--navy2));color:#fff}
.shero .wrap{padding:54px 18px}
.shero .crumb{color:#9fb1c4;font-size:.85rem;margin-bottom:14px}
.shero .crumb a{color:#9fb1c4}
.shero h1{font-size:2.3rem;line-height:1.12;margin-bottom:14px;max-width:760px}
.shero p.lead{color:#d7e1ec;font-size:1.12rem;max-width:620px;margin-bottom:24px}
.shero-cta{display:flex;flex-wrap:wrap;gap:12px;margin-bottom:16px}
.reassure{display:flex;flex-wrap:wrap;gap:10px 18px;color:#c4d0de;font-size:.92rem}
.reassure span{display:flex;align-items:center;gap:8px}
.reassure svg{width:18px;height:18px;stroke:var(--green);flex:0 0 auto}

.covlist{display:grid;grid-template-columns:1fr 1fr;gap:14px 26px;margin-top:18px}
.covlist .it{display:flex;gap:12px;align-items:flex-start;background:#fff;border:1px solid var(--line);border-radius:12px;padding:16px;box-shadow:var(--shadow)}
.covlist .it svg{width:24px;height:24px;stroke:var(--garnet);fill:none;stroke-width:1.8;stroke-linecap:round;stroke-linejoin:round;flex:0 0 auto;margin-top:2px}
.covlist .it b{display:block;color:var(--navy);margin-bottom:3px}
.covlist .it p{color:var(--muted);font-size:.9rem}

.why{background:var(--navy);color:#fff}
.why .cols{display:grid;grid-template-columns:1fr 1fr 1fr;gap:20px;margin-top:10px}
.why .col{background:var(--navy2);border-radius:var(--radius);padding:24px}
.why .col .ico{width:48px;height:48px;border-radius:12px;background:rgba(224,168,0,.14);display:flex;align-items:center;justify-content:center;margin-bottom:13px}
.why .col .ico svg{width:24px;height:24px;stroke:var(--gold);fill:none;stroke-width:1.8;stroke-linecap:round;stroke-linejoin:round}
.why .col h4{margin-bottom:6px;font-size:1.08rem}
.why .col p{color:#c2cfdd;font-size:.92rem}
.why h2{color:#fff}

.pricebox{background:#fff;border:1px solid var(--line);border-left:5px solid var(--gold);border-radius:12px;padding:22px;box-shadow:var(--shadow);max-width:760px;margin:0 auto}
.pricebox h3{color:var(--navy);margin-bottom:8px}
.pricebox p{color:var(--muted);font-size:.95rem;margin-bottom:6px}
.pricebox .note{font-size:.85rem;margin-top:8px}

.guar{background:#fff;border-left:4px solid var(--gold);padding:16px 18px;border-radius:10px;color:var(--ink);font-size:1rem;box-shadow:var(--shadow);max-width:760px;margin:22px auto 0}

.reviews{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;margin-top:10px}
.rev{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:20px;box-shadow:var(--shadow)}
.rev .stars{color:var(--gold);margin-bottom:8px;letter-spacing:2px}
.rev p{font-size:.92rem;margin-bottom:10px}
.rev b{font-size:.84rem;color:var(--muted)}

.faq details{background:#fff;border:1px solid var(--line);border-radius:12px;margin-bottom:10px;overflow:hidden;max-width:860px;margin-left:auto;margin-right:auto}
.faq summary{padding:16px 18px;font-weight:700;cursor:pointer;list-style:none;display:flex;justify-content:space-between;align-items:center;color:var(--navy)}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";color:var(--garnet);font-size:1.5rem;font-weight:400}
.faq details[open] summary::after{content:"\2013"}
.faq .ans{padding:0 18px 16px;color:var(--muted);font-size:.95rem}

.cta{background:linear-gradient(135deg,var(--garnet),var(--garnet-d));color:#fff;text-align:center}
.cta h2{color:#fff}
.cta p{max-width:600px;margin:0 auto 22px;color:#ffe9ec}
.cta .btns{display:flex;gap:12px;justify-content:center;flex-wrap:wrap}
.cta .btn-wa2{background:#fff;color:var(--garnet)}

footer{background:var(--navy);color:#aebccd;padding:40px 0 96px;font-size:.92rem}
footer .fcols{display:flex;flex-wrap:wrap;gap:34px;justify-content:space-between}
footer h5{color:#fff;margin-bottom:10px}
footer a{color:#aebccd}footer a:hover{color:#fff}
footer .row{display:flex;align-items:center;gap:9px;margin-bottom:7px}
footer .row svg{width:17px;height:17px;stroke:var(--gold);flex:0 0 auto}
footer .legal{border-top:1px solid rgba(255,255,255,.1);margin-top:26px;padding-top:16px;font-size:.82rem}

.fab{position:fixed;right:16px;bottom:16px;z-index:60;background:var(--green);color:#fff;border-radius:999px;padding:14px 18px;font-weight:700;box-shadow:0 8px 24px rgba(0,0,0,.3);display:flex;align-items:center;gap:9px}
.fab:hover{background:var(--green-d)}
.fab svg{width:24px;height:24px;fill:#fff}

@media(max-width:900px){
  .why .cols{grid-template-columns:1fr}
  .reviews{grid-template-columns:1fr}
  .covlist{grid-template-columns:1fr}
  nav.menu,.hdr-cta .tel{display:none}
  .burger{display:block}
  .shero h1{font-size:1.8rem}
  h2{font-size:1.45rem}
}
@media(max-width:430px){
  .btn{padding:13px 20px}
  .fab span{display:none}
}